Savings and Budgeting

Well look what time it is, everyone! It’s time for our very first quarterly report! Some financial blogs compile their expenses on a monthly basis. Not me! I’m far too lazy! Plus, through our constant churning of credit cards, and the fact that I record every expense on a cash basis, our monthly totals get … Read more

Poli Genova, Batman! We had a tremendous savings rate this quarter. Almost 72 percent! How did we do it? See the specifics below, but basically we enjoyed a few extra paychecks by how the pay periods fell, and we didn’t have to pay any big bills like property taxes or home insurance. We also spent less than … Read more

Well it’s the first quarter of a new year, and a new year means a new set of goals to keep. Let’s see if everything is “on fleek” so far. Did I just use that correctly? Total Expenses: $16,323.43 Avg Per Month: $5,441.14 Without Debt Payments Total Expenses: $10,668.49 Avg Per Month: $3,556.16 Savings Rate: 45.8% … Read more

In the course of figuring out how well we did with our expenses this quarter, I noticed one of my calculations for last quarter was off. Instead of our savings rate being an impressive 62%, it was incredibly 70.6%! Oops. What a difference a misplaced digit makes. We’ve been putting away money into our money … Read more

Holy guacamole! Happy 2016! Can you believe a whole year has passed? Fancy Japanese hotel! It’s been a ridinkulous year here at Ridinkulous Headquarters. We bought a rental property in order to hasten our early retirement goals. We spent almost three weeks on vacations in Peru and Japan. And we DIY built a stone patio, wood … Read more

Hi, Ridinkuloids! I hope you had a great quarter full of wise financial decision-making. We did better this quarter than last quarter in terms of spending, mostly because we had no property tax or home insurance bills come due. That said, our expenses were not as low as I would’ve hoped. Like I mentioned last … Read more

We spent a solid two weeks on the other side of the globe this quarter. Two years ago, we went to Thailand in January for ten days and came back all of $900 lighter. This time we got out of the freezing northeast and went to Malaysia, Singapore, and Hong Kong. I have yet to … Read more

Remember when it was New Years and everyone was making jokes about Barbara Walters and The Ramones and thinking, “202 is going to be the year we turn things around!” Doesn’t that feel like it was 10 years ago now? Now we live in this world where the difference between and the haves and the … Read more

This was a fairly somber summer as far as summers go. It kicked off with us having to put down our dog Maeby on the last day of June. The bill for that came this quarter, which you will see below. We spent the 4th of July at the grandparents’ house down on the farm, … Read more